Since January Ruling by the FSA that mortgage exit fees are not justified, most lender have agreed to pay these back. The catch is you may need all your paperwork to know exactly how much you were charged. However under the Data Protection Act, you are obliged to receive this information if you request it and the lender may charge you a maximum of £10.Mortgage exit fees charged by lenders are normally between £200 and £300 and they were supposed to cover only routine administrative work, such as handing over property deeds to homeowners or their solicitors and closing the mortgage account. These fees have been said to be excessive and exorbitant and lenders have fail to justify these A very useful place to begin is to visit this forum which has wide resources of claiming the fees.

Word of Warning: Please do not confuse exit fees with mortgage redemption penalties. These are two different things. At present there are very few cases who have won against claiming redemption penalties which normally runs into thousand of pounds.

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